Blog

I am thrilled to be Tucson’s best jewelry store and only private jeweler, with over 360 5 Star Google Reviews. Thank you very much!

Your fine jewelry should be insured for several reasons, here are a few things to think about and know:

Financial Protection: Jewelry is often expensive and can represent a significant investment. Insurance provides financial protection against loss, theft, or damage.

Coverage Beyond Homeowner's Insurance: While some homeowner's or renter's insurance policies offer coverage for jewelry, it may have limitations. A specialized jewelry insurance policy ensures comprehensive coverage tailored specifically for valuable items.

Coverage for All Risks: Jewelry insurance typically covers a wide range of risks, including theft, loss, accidental damage, and even mysterious disappearance. This coverage extends beyond what basic homeowner's insurance might offer.

Replacement Value: Jewelry insurance often covers the full replacement value of an item, ensuring that you can replace it with a similar piece in case of loss or damage. This is especially important for unique or custom-made pieces.

Worldwide Coverage: Many jewelry insurance policies offer worldwide coverage, so your jewelry is protected whether you're at home or traveling abroad.

Peace of Mind: Knowing that your valuable jewelry is insured provides peace of mind. You can wear and enjoy your pieces without worrying about the financial consequences of loss or damage.

Specialized Expertise: Jewelry insurance providers often have specialized expertise in assessing the value of jewelry and arranging for repairs or replacements, ensuring that you receive appropriate compensation.

Flexible Coverage Options: Insurance policies can often be tailored to your specific needs. You can choose the level of coverage and any additional protections you require.

Appraisal Requirement: Insuring your jewelry usually requires an appraisal, which ensures that you know the true value of your pieces. This can be helpful for estate planning or in case of resale.

Lack of Coverage Elsewhere: Some valuable pieces, such as high-end watches or gemstone jewelry, may not be adequately covered by standard homeowner's insurance. Insuring them separately ensures they are protected.

Ultimately, jewelry insurance offers comprehensive protection that goes beyond what standard homeowner's insurance provides, giving you peace of mind and financial security for your valuable items.

If you have any jewelry-related questions or are ready to make a purchase, it would be my pleasure to help you. When you’re ready, today, next week, next month or next year, request your private appointment here. You’ll be happy you did.

And finally, please think of me, when you or your friends want to buy or sell their jewelry.